We help you plan your retirement independently & flexibly! Tell us more about yourself below and you will receive the clarity you need.
Our default assumption is for you to retire at 65. You can adjust this number and see how retiring earlier will affect your retirement income.
This is the country where you are legally registered (a resident), and where you pay your taxes.
This is the same as your nationality, unless you have registered elsewhere.
Your retirement target is set as a percentage of your current monthly income.
As a retiree it’s common to aim for 70% of your current income.
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Struggling to survive
Our advice: Try increase your initial or monthly investment; or try retire later
Invest your savings to reach your retirement target
Initial
Investment
€30,000
Monthly
Investment
€500
On average people’s income increases by 3% per year. This occurs primarily through promotions and increases in hourly rate. This setting assumes that you increasing your monthly investments by 3% per year as a consequence. We recommend keeping this on!
Rather than selling all your investments at retirement and sitting on a pile of cash, you can keep your money invested and only withdraw what you need each year. This way you can continue growing your wealth even during your retirement. This can have a big impact on your wealth.
Try even more scenarios with our Planner
What if I purchase real-estate
What if I receive an inheritance
For freelancers: I have variable income and taxes
Wealth over your life
Try even more scenarios with our Planner
What if I purchase real-estate
What if I receive an inheritance
For freelancers: I have variable income and taxes
You will have €200,000 at retirement. You can only take out €2,000 per month, for you to stretch your wealth until age 100. We recommend you try investing more over your life to reach your target.
We advise you invest in a global stock ETF portfolio, with a healthy dose of real estate and commodities (clean energy, timber, and carbon credits). The goal is to spread your money globally and across industries to ensure that your eggs are never in one basket.
We also advise a portfolio with strong sustainability standards (EU article 8 & 9), due to their added benefit of both stability and performance.